開銀行帳戶 Opening a Bank Account — 英語口說講義
Opening a Bank Account開銀行帳戶
練習到銀行開戶:詢問需要文件、選帳戶類型、存入第一筆錢並確認提款卡資訊。

學會這些 · You will learn
- 能說明自己想開銀行帳戶。 Say that you would like to open a bank account.
- 能詢問需要哪些文件並選擇帳戶類型。 Ask what documents are required and choose an account type.
- 能確認存款、提款卡與網路銀行設定。 Confirm a deposit, debit card, and online banking setup.
給 AIFor the AI tutor
This page is my lesson handout — coach me through stages ①–⑥ in American English. Speak at a natural, unhurried pace (B1); stay in English and push fluency. Lots of speaking with instant pronunciation & grammar feedback. No filler — just start stage ①.
Student controls
練習導覽
① 開 ChatGPT 語音並分享本頁螢幕給 AI;② 點 1–6 跳到各區塊,可開大字模式;③ 卡住就點下方「救援句」照念。
單字與片語Vocabulary
AI 帶你念每個單字與例句,你跟著念一次,注意音標發音。
- open an accountphrase
/ˈoʊpən ən əˈkaʊnt/
開戶
“I'd like to open an account.”
- IDnoun
/ˌaɪ ˈdiː/
身分證件
“Do I need my ID?”
- proof of addressnoun phrase
/pruːf əv ˈædres/
地址證明
“Please bring proof of address.”
- checking accountnoun
/ˈtʃekɪŋ əˈkaʊnt/
支票帳戶;日常帳戶
“I need a checking account.”
- depositnoun/verb
/dɪˈpɑːzɪt/
存款;存入
“The first deposit is one hundred dollars.”
- debit cardnoun
/ˈdebɪt kɑːrd/
金融卡;簽帳卡
“When will I get my debit card?”
例句與文法Examples & Grammar
AI 先示範念一次,你跟著念一次;再試著用例句替換看看。
I'd like to open [an account], please.
用法用 I’d like to... 禮貌說明要辦理的服務。
- I'd like to open an account, please.
- I'd like to open a checking account.
Do I need [document]?
用法用 Do I need...? 詢問需要準備什麼文件。
- Do I need my ID?
- Do I need proof of address?
How much is the first [deposit]?
用法用 How much...? 詢問第一筆存款金額。
- How much is the first deposit?
- The first deposit is one hundred dollars.
情境考題Situation Quiz
AI 會一題一題問你「這裡可以怎麼填?」先自己想,再聽 AI 的回饋。
你到銀行想說自己要開戶。
I'd like to ___ ___ ___, please.
看答案
open an account
open an account = 開戶。
行員問你有沒有身分證件。
Do you have your ___?
看答案
ID
ID = 身分證件。
行員說還需要地址證明。
Please bring ___ ___ ___.
看答案
proof of address
proof of address = 地址證明。
你想知道第一筆存款金額。
How much is the first ___?
看答案
deposit
deposit = 存款。
簡易對話Simple Dialogue
AI 念一句、你接一句;念熟後交換角色,再試著用自己的資訊替換。
念熟之後,交換角色再練一次。
- 服務人員
Good morning. How can I help you?
- 顧客
I'd like to open an account, please.
- 服務人員
Sure. Do you have your ID?
- 顧客
Yes. Do I need proof of address?
- 服務人員
Yes, and the first deposit is one hundred dollars.
- 顧客
Great. When will I get my debit card?
模擬對話Simulated Dialogue
看著下方銀行開戶卡,向行員說明你要開戶、詢問文件、選 checking account、確認第一筆 deposit 和 debit card。
AI 開場“Welcome to City Bank. How can I help you today?”
New customer counter
City Bank Account Card
Documents
- ID
- Required
- Proof of address
- Required
Account
- Type
- Checking account
- First deposit
- $100
- Debit card
- Ready in 7 days
需要範例?看一段參考對話
- 服務人員
Welcome to City Bank. How can I help you today?
- 顧客
I'd like to open a checking account, please.
- 服務人員
Do you have your ID and proof of address?
- 顧客
Yes. How much is the first deposit?
- 服務人員
The first deposit is one hundred dollars.
- 顧客
Thank you. When will I get my debit card?
總結與挑戰Wrap-up & Challenge
回顧 open an account、ID、proof of address、checking account、deposit、debit card。
課後挑戰 · Your challenge
Open a checking account, ask about documents, confirm the first deposit, and ask when the debit card is ready.
挑戰:開一個 checking account,詢問文件、確認第一筆存款,並詢問金融卡何時可領。
做得好!準備好就跟 AI 說 "I'm ready!" 開始挑戰吧。
登入 後可把這課標記為「已練習」,並在列表上看到記號。