開銀行帳戶 Opening a Bank Account — 英語口說講義

B1中級約 8 分鐘

Opening a Bank Account開銀行帳戶

練習到銀行開戶:詢問需要文件、選帳戶類型、存入第一筆錢並確認提款卡資訊。

  • 日常生活
  • 服務情境
  • 金錢金融
銀行櫃台辦理帳戶的情境插畫

學會這些 · You will learn

  • 能說明自己想開銀行帳戶。 Say that you would like to open a bank account.
  • 能詢問需要哪些文件並選擇帳戶類型。 Ask what documents are required and choose an account type.
  • 能確認存款、提款卡與網路銀行設定。 Confirm a deposit, debit card, and online banking setup.

給 AIFor the AI tutor

提示詞難度
中級 B1

This page is my lesson handout — coach me through stages ①–⑥ in American English. Speak at a natural, unhurried pace (B1); stay in English and push fluency. Lots of speaking with instant pronunciation & grammar feedback. No filler — just start stage ①.

各區塊也有「完整指引」可單獨展開給 AI 讀

Student controls

練習導覽

① 開 ChatGPT 語音並分享本頁螢幕給 AI;② 點 1–6 跳到各區塊,可開大字模式;③ 卡住就點下方「救援句」照念。

單字與片語Vocabulary

AI 帶你念每個單字與例句,你跟著念一次,注意音標發音。

  • open an accountphrase

    /ˈoʊpən ən əˈkaʊnt/

    開戶

    “I'd like to open an account.”

  • IDnoun

    /ˌaɪ ˈdiː/

    身分證件

    “Do I need my ID?”

  • proof of addressnoun phrase

    /pruːf əv ˈædres/

    地址證明

    “Please bring proof of address.”

  • checking accountnoun

    /ˈtʃekɪŋ əˈkaʊnt/

    支票帳戶;日常帳戶

    “I need a checking account.”

  • depositnoun/verb

    /dɪˈpɑːzɪt/

    存款;存入

    “The first deposit is one hundred dollars.”

  • debit cardnoun

    /ˈdebɪt kɑːrd/

    金融卡;簽帳卡

    “When will I get my debit card?”

例句與文法Examples & Grammar

AI 先示範念一次,你跟著念一次;再試著用例句替換看看。

  1. I'd like to open [an account], please.

    用法用 I’d like to... 禮貌說明要辦理的服務。

    • I'd like to open an account, please.
    • I'd like to open a checking account.
  2. Do I need [document]?

    用法用 Do I need...? 詢問需要準備什麼文件。

    • Do I need my ID?
    • Do I need proof of address?
  3. How much is the first [deposit]?

    用法用 How much...? 詢問第一筆存款金額。

    • How much is the first deposit?
    • The first deposit is one hundred dollars.

情境考題Situation Quiz

AI 會一題一題問你「這裡可以怎麼填?」先自己想,再聽 AI 的回饋。

  1. 你到銀行想說自己要開戶。

    I'd like to ___ ___ ___, please.

    看答案

    open an account

    open an account = 開戶。

  2. 行員問你有沒有身分證件。

    Do you have your ___?

    看答案

    ID

    ID = 身分證件。

  3. 行員說還需要地址證明。

    Please bring ___ ___ ___.

    看答案

    proof of address

    proof of address = 地址證明。

  4. 你想知道第一筆存款金額。

    How much is the first ___?

    看答案

    deposit

    deposit = 存款。

簡易對話Simple Dialogue

AI 念一句、你接一句;念熟後交換角色,再試著用自己的資訊替換。

念熟之後,交換角色再練一次。

  1. 服務人員

    Good morning. How can I help you?

  2. 顧客

    I'd like to open an account, please.

  3. 服務人員

    Sure. Do you have your ID?

  4. 顧客

    Yes. Do I need proof of address?

  5. 服務人員

    Yes, and the first deposit is one hundred dollars.

  6. 顧客

    Great. When will I get my debit card?

模擬對話Simulated Dialogue

看著下方銀行開戶卡,向行員說明你要開戶、詢問文件、選 checking account、確認第一筆 deposit 和 debit card。

AI 開場“Welcome to City Bank. How can I help you today?”

New customer counter

City Bank Account Card

Documents

ID
Required
Proof of address
Required

Account

Type
Checking account
First deposit
$100
Debit card
Ready in 7 days
需要範例?看一段參考對話
  1. 服務人員

    Welcome to City Bank. How can I help you today?

  2. 顧客

    I'd like to open a checking account, please.

  3. 服務人員

    Do you have your ID and proof of address?

  4. 顧客

    Yes. How much is the first deposit?

  5. 服務人員

    The first deposit is one hundred dollars.

  6. 顧客

    Thank you. When will I get my debit card?

總結與挑戰Wrap-up & Challenge

回顧 open an account、ID、proof of address、checking account、deposit、debit card。

課後挑戰 · Your challenge

Open a checking account, ask about documents, confirm the first deposit, and ask when the debit card is ready.

挑戰:開一個 checking account,詢問文件、確認第一筆存款,並詢問金融卡何時可領。

做得好!準備好就跟 AI 說 "I'm ready!" 開始挑戰吧。